Develop a career in Private Banking, by Joining an exciting graduate programme focused on relationship management.
There are two programmes available – Relationship Management with Coutts, and Relationship Management with Adam & Company.
Hear from Andrew, a graduate on our Private Banking pathway.
You can watch a short film, check out a recent blog, or listen to a podcast where Andrew talks about his experience so far.Read, watch, listen
About the business area
Coutts and Adam & Company have defined the private banking sector. We combine our expertise and experience building relationships with our clients to provide a world-class service.
From banking and lending to investment management and specialist advice we deal with the requirements of varied and extraordinary clients. We understand the intricacies of international and high net worth individuals, and support their ambitions during the breadth of their journey with us.
About the programmes
On the Adam & Company two year programme or Coutts programme which is up to three years, you’ll deepen your understanding of private banking. By building your product knowledge and commercial awareness, you’ll be able to deliver first class solutions for clients. You’ll provide high net worth clients with relationship support and understand their challenges. You’ll also establish a network that will help you make an excellent start to your career as a Private Banker or Wealth Manager.
Whichever brand within Private Banking you join, as a Graduate trainee you’ll be able to establish a network that will help you make an excellent start to your career. We’ll equip you with the skills to be able to deliver first class solutions for our clients. You’ll provide high net worth clients with relationship support and understand their challenges.
Whichever programme you join, you’ll have a starting salary of £28,000. On top of your salary you’ll also have access to our flexible benefits package.
We pride ourselves on the professional support we offer our graduates, and the friendly, down to earth community our graduates have shaped.
Before you start, you’ll be paired with a ‘buddy’ (a graduate already on the programme) who’ll be there to help you get settled, answer any questions, and share their experiences.
You’ll also be assigned a Line Manager and a mentor. They’ll be there to provide support for the duration of the programme, as well as working with you to create a personal Capability Plan. They’ll provide advice on your rotations, help you reflect on your progress, develop your career, and build your professional network.
For a fuller picture of how you’ll progress through the programme and the support you’ll receive at each stage, check out the Learning Journey below.
This will include meeting your buddy and support team, getting to know your fellow graduates, and taking part in an in-depth induction period, which will give you a broad understanding of how RBS works, our values, and our goals.
You’ll hear from leaders across our business and be brought up to speed on key topics like our customers, bank structure, entrepreneurship, risk and control, technology and digital innovation.
After the induction, you’ll begin your first rotation. You’ll be assigned a line manager and team in your area of Private Banking, and will be immersed in their work.
For the remaining rotations we’ll identify placements that allow you to develop your skillset.
The scale and diversity of our private banks means you’ll benefit from an excellent range of placement options. The overall aim of the rotations are to give you exposure to the full breadth of work we do. So, wherever you go, variety is key.
As you progress through each rotation you’ll be able to take advantage of a comprehensive suite of learning and training options to develop the technical and business expertise you’ll need.
From the moment you begin your first placement, you’ll be working towards a recognised qualification, which you’ll complete depending on your area of specialism. These can include the CeMAP, CISI Investment Advice Diploma (IAD), PCIAM or Chartered Banker Certificate.
During the programme you’ll take part in a CSR project with a team of fellow graduates. This involves linking up with a charitable organisation and developing and delivering a solution to support their work.
You’ll have the chance to participate in a fund raising competition with other teams, and present your project to a panel of senior managers. It’s a great opportunity to contribute to a valuable cause and put your entrepreneurial skills to the test!
Future capability plan
In your final rotation you’ll discuss career plans with your support team, so you’ll be ready for the transition to a permanent role. The decisions you make here won’t be spur of the moment – they’ll be the result of long standing discussion, and a carefully crafted Future Capability Plan that runs throughout the whole of these programmes.
From start to finish, this plan will empower you to develop your talents and tailor your own learning journey, while covering the core themes which are central to our business’ success. It will form the basis of discussions with your support team, and incorporate formal and self-led learning.
To be considered for this graduate scheme, you’ll need to possess, or be on course to achieving a 2:1.
We’re looking for individuals who can adapt well to a rapidly changing business environment, who have an innovative streak, and a strong work ethic.
You’ll be someone with well honed communication skills, and a critical thinker to whom problem solving comes naturally.
You’ll also be an excellent team-worker, able to use your relationship management skills to support others and build credible connections based on trust.
Take a look at programmes that are currently open for application below. You can also visit our application advice pages, where you’ll find details about the application process, as well as tips and advice to help you at every stage.